-
● Offline
📅 -
Nisaab: ₹0
🥇 Gold: ₹0/g \ •\  🥈 Silver: ₹0/kg
🥇
GOLD &
SILVER
₹0
💵
CASH &
EQUIV.
₹0
📦
TRADE
STOCK
₹0
➖
DEDUCT
-₹0

1A✨ Gold ▶

₹0
Last: ₹0
📖Zakat on ALL gold owned (in use, not in use, decorative). Rate as on Zakat date, in your city. Exclude weight of diamonds, pearls, precious stones, platinum, rubies.
DescriptionCaratWeight(g)Rate/gAmount
Sub Total: Gold₹0

1B🥈 Silver ▶

₹0
Last: ₹0
💡Pure silver, jewellery, utensils, decorative items - all included.
DescriptionWeight(kg)Rate/kgAmount
Sub Total: Silver₹0

2A🏦 Cash & Bank Balances ▶

₹0
Last: ₹0
📖Cash, Current A/c, Savings (exclude interest), FD/RD (original minus interest). Overdraft: If positive include; if negative treat as loan. Wallets: Paytm, JioMoney etc.
DescriptionTypeBalanceInterestNet
Sub Total: Cash & Bank₹0

2B📋 Debtors / Receivables ▶

₹0
Last: ₹0
⚖️All debtors (amounts due, loans given) are Zakatable assets. If recoverable: include full amount. If written off: exclude (pay Zakat when recovered). If doubtful: Zakat payable but can be deferred until recovered.
Debtor/PartyAmountStatusZakatable
Sub Total: Debtors₹0

2C🏛️ Deposits & Special Instruments ▶

₹0
Last: ₹0
💡Deposits: Phone, Electricity, Building, Hajj, Safe deposit, TDS/TCS/ITC recoverable.
PF: Your contribution + Employer's contribution (your right). Exclude interest.
LIC: With surrender value = include; Without = exclude. Add dividends if any.
TypeDescriptionAmount
Sub Total: Deposits & Instruments₹0

2D🤝 Loans & Advances Given ▶

₹0
Last: ₹0
📖Advances/loans for business + Loans to friends/relatives. Same recovery rules as debtors apply.
BorrowerAmountStatusZakatable
Sub Total: Loans Given₹0

2E🏢 Balance in Firm(s) ▶

₹0
Last: ₹0
⚠️Include ONLY if firm has NOT paid Zakat on your behalf. Calculate: Opening Capital + Further Capital + Share of Profit − Withdrawals
Firm NameOpening+Capital+Profit-DrawingNet
Sub Total: Balance in Firm₹0

3A📦 Stock of Material ▶

₹0
Last: ₹0
📖Raw materials, WIP, Finished goods, Trading stock. Include Dead/Damaged stock at realizable value. Gold/Silver traders: Include here (not in 1A/1B) to avoid double Zakat.
CategoryDescriptionQtyUnitRateValue
Sub Total: Stock of Material₹0

3B📈 Quoted Investments ▶

₹0
Last: ₹0
📖Shares: Market value on Zakat date. Bonds: Original value (not market). Mutual Funds: NAV on Zakat date. Click 🔍 to lookup historical prices.
NameTypeCodeQtyRateValue
Sub Total: Quoted Investments₹0

3C🔒 Unquoted Investments ▶

₹0
Last: ₹0
💡Shares at estimated rates + Others (private companies, unlisted shares, startup investments)
Company / DescriptionEst. Value
Sub Total: Unquoted Investments₹0

3D🏠 Other Items for Re-sale ▶

₹0
Last: ₹0
⚖️Personal residence/use: NOT Zakatable. Property/items held for resale: Zakatable at market value. This includes plots, flats, vehicles, or any asset purchased with intent to sell.
DescriptionNo.Value EachTotal
Sub Total: Items for Re-sale₹0
🔑Key Principle: Only deduct loans taken for personal need or for ZAKATABLE assets (cash needs, inventory, trade). Loans for NON-ZAKATABLE assets (house, car, factory, business premises) are generally NOT deductible because the asset itself is not included in Zakat calculation.

4💳 Deductible Liabilities ▶

₹0
Last: ₹0
✅Deductible: Personal loans (day-to-day expenses), Overdraft (working capital), Trade creditors (suppliers due), Loans for trade/inventory, Sundry payables, Credit cards, Any other dues.
⚠️NOT Deductible: Housing loan (house is non-Zakatable), Vehicle loan (car/bike non-Zakatable), Business premises loan (factory/shop non-Zakatable).
TypeCreditor/DetailsAmount
Total Deductions₹0

📊 Zakat Calculation Summary

🥇 1. Gold & Silver₹0
💵 2. Cash & Equivalents₹0
📦 3. Trade Stock₹0
➖ 4. Deductions-₹0
ZAKATABLE ASSETS₹0
Nisaab (612.32g Silver)
₹0
✓ Yes
🕌 ZAKAT PAYABLE @ 2.5%
₹0

💡 Payment Guidance

For maximum effectiveness of Zakat, consider dividing recipients into 3 categories and allocating accordingly. Pool with family/community for larger impact.
A
Basic Support
Those with no income possibility - disabled, elderly. Ongoing basic needs.
B
Educational
Those who can develop skills - training, education fees.
C
Entrepreneurship
Those who can start a venture - capital, equipment.
Based on Hanafi Fiqh. In case of any doubt, please consult your local Islamic Scholar.