🕌 -
● Offline
📅 -
Nisaab: ₹0
🥇 Gold: ₹0/g  •  🥈 Silver: ₹0/kg
🥇
GOLD &
SILVER
₹0
💵
CASH &
EQUIV.
₹0
📦
TRADE
STOCK
₹0
➖
DEDUCT
-₹0

1A🧈 Gold ▶

₹0
Last: ₹0
📖Zakat on ALL gold owned (in use, not in use, decorative). Rate as on Zakat date, in your city. Exclude weight of diamonds, pearls, precious stones, platinum, rubies.
DescriptionCaratWt (g)RateAmount
Sub Total: Gold₹0

1B🥈 Silver ▶

₹0
Last: ₹0
💡Pure silver, jewellery, utensils, decorative items - all included.
DescriptionWt (kg)Rate/kgAmount
Sub Total: Silver₹0

2A🏦 Cash & Bank Balances ▶

₹0
Last: ₹0
📖Cash, Current A/c, Savings (exclude interest), FD/RD (original minus interest). Overdraft: If positive include; if negative treat as loan. Wallets: Paytm, JioMoney etc.
DescriptionTypeBalanceInterestNet
Sub Total: Cash & Bank₹0

2B📋 Debtors / Receivables ▶

₹0
Last: ₹0
⚖️All debtors (amounts due, loans given) are Zakatable assets. If recoverable: include full amount. If written off: exclude (pay Zakat when recovered). If doubtful: Zakat payable but can be deferred until recovered.
Debtor/PartyAmountStatusZakatable
Sub Total: Debtors₹0

2C🏛️ Deposits & Special Instruments ▶

₹0
Last: ₹0
💡Deposits: Phone, Electricity, Building, Hajj, Safe deposit, TDS/TCS/ITC recoverable.
PF: Your contribution + Employer's contribution (your right). Exclude interest.
LIC: With surrender value = include; Without = exclude. Add dividends if any.
TypeDescriptionAmount
Sub Total: Deposits & Instruments₹0

2D🤝 Loans & Advances Given ▶

₹0
Last: ₹0
📖Advances/loans for business + Loans to friends/relatives. Same recovery rules as debtors apply.
BorrowerAmountStatusZakatable
Sub Total: Loans Given₹0

2E🏢 Balance in Firm(s) ▶

₹0
Last: ₹0
⚠️Include ONLY if firm has NOT paid Zakat on your behalf. Calculate: Opening Capital + Further Capital + Share of Profit − Withdrawals
FirmOpen+Cap+Prof-DrawNet
Sub Total: Balance in Firm₹0

3A📦 Stock of Material ▶

₹0
Last: ₹0
📖Raw materials, WIP, Finished goods, Trading stock. Include Dead/Damaged stock at realizable value. Gold/Silver traders: Include here (not in 1A/1B) to avoid double Zakat.
CategoryDescriptionQtyRateValue
Sub Total: Stock of Material₹0

3B📈 Quoted Investments ▶

₹0
Last: ₹0
📖Shares: Market value on Zakat date. Bonds: Original value (not market). Mutual Funds: NAV on Zakat date. Click 🔍 to lookup historical prices.
NameTypeCodeQtyRateValue
Sub Total: Quoted Investments₹0

3C🔒 Unquoted Investments ▶

₹0
Last: ₹0
💡Shares at estimated rates + Others (private companies, unlisted shares, startup investments)
Company / DescriptionEst. Value
Sub Total: Unquoted Investments₹0

3D🏠 Other Items for Re-sale ▶

₹0
Last: ₹0
⚖️Personal residence/use: NOT Zakatable. Property/items held for resale: Zakatable at market value. This includes plots, flats, vehicles, or any asset purchased with intent to sell.
DescriptionNoValueTotal
Sub Total: Items for Re-sale₹0
⚖️Key Principle: Only deduct loans taken for personal need or for ZAKATABLE assets (cash needs, inventory, trade). Loans for NON-ZAKATABLE assets (house, car, factory, business premises) are generally NOT deductible because the asset itself is not included in Zakat calculation.

4💳 Deductible Liabilities ▶

₹0
Last: ₹0
📖Deductible: Personal loans (day-to-day expenses), Overdraft (working capital), Trade creditors (suppliers due), Loans for trade/inventory, Sundry payables, Credit cards, Any other dues.
⚠️NOT Deductible: Housing loan (house is non-Zakatable), Vehicle loan (car/bike non-Zakatable), Business premises loan (factory/shop non-Zakatable). Exception: If you MUST deduct, only current year principal (no interest).
TypeCreditor/DetailsAmount
Total Deductions₹0

📊 Zakat Calculation Summary

🥇 1. Gold & Silver₹0
💵 2. Cash & Equivalents₹0
📦 3. Trade Stock₹0
➖ 4. Deductions-₹0
ZAKATABLE ASSETS₹0
Nisaab (612.32g Silver)
₹0
✓ Yes
🕌 ZAKAT PAYABLE @ 2.5%
₹0

💡 Payment Guidance: ABC Model

Divide recipients into 3 categories for maximum impact. Pool with family/community for larger disbursements.
A
Basic Support (Relief)
Those with no other means of income and future possibility - disabled, elderly, chronically ill. Provide ongoing basic needs.
B
Educational Support (Capacity)
Where someone can study and develop skills - education fees, vocational training, professional courses. Build earning capacity.
C
Entrepreneurship Support (Capital)
Where someone can start a venture - train and support with capital for small business, equipment, inventory. Create self-sufficiency.